Association Reserves has been conducting Reserve Studies in San Diego County, California for twenty two years. Our clients range from large master planned communities & downtown high-rises to small townhome & apartment-style condominium associations. In order to meet the growing needs of our San Diego Reserve Study clients, the San Diego County office was established in 2008. Our goal in preparing Reserve Studies is to provide our expertise to help you make informed and responsible decisions regarding reserve funding. The San Diego, CA office has taken a leadership role in serving the specialized needs of Worship Facilities throughout the nation. We appreciate the opportunity to help clients of any property types plan for the future so that they have adequate Reserves when required, that they have budget stability, that they fairly distribute contributions and that they are making fiscally responsible decisions.
We offer a range of services to meet every budget and need. We focus on high quality and to exceed expectations with each Reserve Study and professional service.
| Level of Service | Site Visit | Measurements | Component List | Condition Assessment | Photographs | Price |
|---|---|---|---|---|---|---|
| Reserve Study- Full | Yes | Yes | Created from Scratch | Yes | Yes | $$$ |
| Reserve Study Update- With Site Visit | Yes | No | Updated from Prior Report | Yes | Yes | $$ |
| Reserve Study Update- No Site Visit | No | No | Updated from Prior Report | Yes | No | $ |
| Do-it-Yourself Reserve Study Kit | No | No | Provided by Client | No | No | $499 |
Governments buildings & facilities at the federal, state, county and city levels as well as commercial or mixed use developments
Day camps, overnight camps, retreat centers, and properties owned and maintained by any charitable organization
Club or organization that owns and maintains property as well as private or public recreation centers
Matthew joined Association Reserves in 2005, just prior to completing his Bachelors of Science in Physics at California Lutheran University. His background, which gave him a wide range of knowledge in mathematics, statistics, electronics, and fluid dynamics, has been a benefit to clients as he models complex physical and financial change at a wide range of properties. For his expertise, Matthew earned the Community Association Institute’s (CAI) Reserve Specialist (RS) designation and has the distinction of being RS #134. Matthew caters to a host of urban mid- & high-rises as well as beach-front resorts while also maintaining a strong portfolio of suburban North County PUDs to rural East County HOAs. Matthew is recognized as a leading educator of Reserve topics through seminars at local management firms as well as Masters-level real estate courses conducted through San Diego State University.
CAI Educated Business Partner
Sharon Elliott joined the Association Reserves team in 2025, bringing a strategic focus to expanding Reserve Studies within the Worship Facilities sector. With over 30 years of senior management experience at some of the nation’s leading advertising agencies—including her own firm—Sharon offers deep expertise in strategy development, creative direction, and client relationship management.
In addition to her advertising career, Sharon has five years of experience in real estate and facilities management. Her passion for serving churches, combined with her firsthand work with Association Reserves, has underscored the critical role of data-driven tools in supporting disciplined budget planning for worship facilities.
Sharon holds a Bachelor of Science degree in Advertising from the University of Florida.
Sergio Perez Tinajero joined Association Reserves in 2025, working as a Project Coordinator. He is currently enrolled at Point Loma Nazarene University pursuing a bachelor’s degree in Public Administration to further his knowledge and expertise in government, policy, and organizational management. Before joining the team, Sergio had worked in multiple positions within the field of education, from Student Facilitator to Behavioral Technician. Sergio thrives on communication and using his attention to detail to produce timely and accurate results for clients. Sergio is focused on growing within the reserve study field while contributing to the company’s mission and values of providing exceeding expectations of financial guidance, delivering excellence, and collaboration with integrity.
