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eBooks, Articles, & More

image showing professional HOA reserve funding in action to help increase financial stability and success in HOAs
  • Article

HOA Reserve Funding: Why It’s Not About the Future

One of the biggest misconceptions about Reserve Studies and Reserve Funding is that they are primarily about “preparing for the future.”
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Florida high-rise condominium buildings affected by SIRS and Fannie Mae and Freddie Mac condo reserve requirements
  • Article

Fannie, Freddie, and Florida: The New Lending Reality

Reserve planning for Florida condos now means satisfying two sets of standards — state law and Fannie Mae's lending guidelines. Here's how to navigate both.
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Deteriorated condominium building compared to a well-maintained community property, illustrating how smart reserve planning helps prevent catastrophic failures.
  • Article

How to Avoid Costly Building Failures Through HOA Reserve Planning

Catastrophic building problems rarely happen without warning. Smart HOA reserve planning helps boards identify deterioration early, prioritize repairs, fund major projects, and reduce the risk of emergency repairs, special assessments, and deferred maintenance.
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Stacks of coins representing Fannie Mae and Freddie Mac condominium reserve funding requirements
  • Article

Fannie Mae & Freddie Mac: Higher Minimum Reserve Funding Standards – What Does it Mean for our Association?

Fannie Mae and Freddie Mac have updated their condominium reserve requirements. Learn when it takes effect, how reserve studies may be used, and what the changes mean for association budgets and homeowners — but most won't notice the change.
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Cracked and deteriorated concrete walkway showing an example of deferred HOA maintenance
  • Article

The True Cost of Deferred Maintenance – And How to Avoid It

Deferred maintenance rarely saves an HOA money. Delayed repairs can increase costs, create damage, strain reserve funds, and lead to special assessments. Learn how proactive reserve planning helps associations control costs and address deterioration before it becomes an emergency.
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Cracked roof tiles showing deterioration that HOA preventive maintenance can help identify and address
  • Article

Preventive Maintenance Planning: How to Support Your Reserve Study

Preventive maintenance and reserve planning work together to protect an HOA’s physical and financial health. Learn how regular inspections, cleaning, minor repairs, vendor input, and maintenance scheduling can extend asset life and help reserve study projections stay realistic.
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