Derek joined Association Reserves in 2004 with a degree in Business Management from California State University, Northridge. During his tenure with our firm, Derek has traveled extensively to serve residential, resort, and business clients throughout the United States. For his expertise, Derek earned the Community Association Institute’s (CAI) Reserve Specialist (RS) designation and has the distinction of being RS #114. Derek is also a certified Professional Reserve Analyst (PRA). In 2007, Derek took on full responsibility for overseeing our San Francisco regional office, which has quickly expanded to meet the needs of all Bay Area clients. A combination of physical, financial, and staffing expertise has honed Derek’s ability to work with teams of decision-makers, within budget limitations, to accomplish significant repair & replacement projects.

deckert@reservestudy.com | (415) 694-8931

Lorena joined the San Francisco team in 2017, but she is no stranger to Reserve Studies. She worked at our corporate office in Los Angeles for 7 years before transitioning into Community Association Management. Her prior work experience in Property Management further developed her customer service skill set and is essential in developing strategic recommendations while keeping the clients’ needs a number one priority. Lorena is able to assist current and prospective clients in making well-informed decisions. She serves as the initial contact for our office and focuses on creating ongoing relationships with our clientele to ensure a successful experience throughout the Reserve Study/Capital Planning process.

LValladares@reservestudy.com | (415) 694-8931

Charles joined the Association Reserves - San Francisco team in 2015 as an intern in his last semester before graduating from San Francisco State University with a bachelor’s degree in Economics. While in school, his primary academic focus was on econometric modeling and thus developed a predilection for extracting meaningful and practical information from large data sets. As a Project Manager for Association Reserves, he brings his strengths of data evaluation and financial analysis to the team. In his free time, Charles enjoys reading, playing music, and hiking.

cmartin@reservestudy.com | (925) 437-1177

Jackie joined Association Reserves in 2019 after 9 years in Homeowner Association management. She is a California Certified Community Association Manager (CCAM) and brings a community minded approach to create relatable and prudent Reserve Studies. Her extensive customer service background makes her approachable to our clients and effective in providing reports that serve the Association well. A graduate of San Jose State University, she enjoys playing and watching sports, movies and spending time with family and friends in her free time.

JMcGarry@ReserveStudy.com | (408) 893-9939

Carlos graduated with an Economics degree from De La Salle University and is currently pursuing a Master’s in Business Administration. He has work experience in banking, accounting, data diagnostics, financial analytics and project management. His academic involvement, together with employment experience, has allowed him to gain skills needed to proficiently complete Reserve Studies and support any client requirements. During his free time, Carlos enjoys watching NBA, collecting action figures and traveling.

cflores@reservestudy.com | (415) 694-8931

Matthew joined Association Reserves in 2021 after 11 years in Homeowners Association management. He has managed a variety of Community Associations, which has provided him with a wealth of experience in managing a diverse portfolio of common interest developments. A California native, he attended Fresno Pacific University where he earned a Bachelor of Science Degree in Business Administration with an emphasis in Marketing. Additionally, as a member of the Community Association Institute (CAI) and the California Association of Community Managers, Inc. (CACM) he earned his designations of Certified Manager of Community Associations (CMCA), Association Management Specialist (AMS), and Certified Community Association Manger (CCAM). Outside of work, he enjoys skiing, spending time with his wife and daughter, and being outdoors hiking or out on the lake.

mhoward@reservestudy.com | (559) 385-2325