Reserve Study for Worship Facilities
Whether congregations who gather in sacred spaces such as churches, mosques, synagogues, or temples are served by a small building or a sprawling campus, these properties all have one common need: A Reserve Study to avoid surprise expenses and budget responsibly for predictable repairs & replacements. This planning plays a significant role in providing an inspiring and distraction-free worship environment.
- 2305 Historic Decatur Road, Suite #100
San Diego, CA 92106 - Office: (619) 567-5239
Sample Reserve Study
This is an example of how a Reserve Study would look for a typical Worship Facility
From Podium to Parking Lot: Reserve Studies Create a Plan for Replacement
Matthew Swain presenting for Ministry Pacific
This presentation, led by Matthew Swain of Association Reserves, highlights how reserve studies provide faith-based organizations and nonprofits with a roadmap for long-term facility planning. It explains how a reserve study identifies predictable repair and replacement needs, outlines timelines, and projects costs, helping leaders avoid crises and make informed financial decisions. Attendees will learn how proactive planning preserves property value, stabilizes budgets, and protects the ministry’s mission by ensuring safe, well-maintained spaces for worship and community.
Other Clients
United States
- Knik Arms Condominium Assoc - Anchorage, AK
- Blackridge HOA - Hoover, AL
- Cliffside Lodge III - Fairfield Bay, AR
- Sanctuary at Avondale HOA - Avondale, AZ
- Stallion Meadows HOA - Acton, CA
- Village of Five Parks Assoc - Arvada, CO
- Palmer Landing Community - Stamford, CT
- Lonsdale Court Condo - Washington, DC
- Harbour Cove - Ocean View, DE
- Ashton Oaks at River Hall - Alva, FL
- Triple Creek at Malcolm Bridge - Bogart, GA
- 3031 Grand Condo Assoc - Des Moines, IA
- Gozzer Ranch - Master Assoc - Harrison, ID
- Sherman Place Condo Assoc - Evanston, IL
- Wolf Creek Village II COA - Evansville, IN
- Chalet Condos - Overland Park, KS
- Bent Tree Condo Assoc, Inc. - Lexington, KY
- 1750 Saint Charles Condo - New Orleans, LA
- Fernhill Estates Condominium - Methuen, MA
- Prestige Condominium Assoc - Oakland, MD
- Oliver B Dorrance - Portland, ME
- Sundance HOA - Zeeland, MI
- The Colony at Edina Condo HOA - Edina, MN
- Gillham Row Master CA - Kansas City , MO
- Oak Glen Condo Assoc - Ocean Springs, MS
- Meadow Lake - Columbia Falls, MT
- Laurelwood COA - Asheville, NC
- Summit Condo HOA - Fargo, ND
- Beebe & Runyan Condo Assoc - Omaha, NE
- Thoreau's Landing HOA - Nashua, NH
- Valley Heights Townhouses, Inc. - Clifton , NJ
- Residences at Anasazi - Albuquerque, NM
- Carnegie Heights HOA - Henderson, NV
- 153 Garfield Place - Brooklyn, NY
- Woodhawk Club Condo - Mayfield Heights, OH
- WorldMark Grand Lake - Afton, OK
- Julian Square HOA - Ashland, OR
- Davisville Baptist Church - Southampton, PA
- The Residences at Stone Creek CA - Lincoln, RI
- Sun City Hilton Head C.A. Inc. - Bluffton, SC
- The Bluffs Townhomes Assoc - Sious Falls, SD
- Vineyard @ Twelve Stones - Goodlettsville, TN
- All Saints Presbyterian Church - Austin, TX
- Wolf Creek Rec Facilities Assoc - Eden, UT
- Orchard Grove CA, Inc. - Chesapeake, VA
- Clay Brook at Sugarbush Unit OA - Warren, VT
- Anacortes Marina - Anacortes, WA
- Regency View Condos - Racine, WI
- DWC Schools - Phase I - Wheeling, WV
- Ucross Foundation - Clearmont, WY
US Territories
- AOO Alupang Cove Condo - Tamuning, Guam
- Aquarius VC at Boqueron Beach - Cabo Rojo, PR
- Bluebeard’s Beach Club - St. Thomas, USVI
- Club Cala de Palmas - Humacao, Puerto Rico
- Westin St. John Virgin Grand - St. John, USVI
- Elysian Beach Resort - St. Thomas, US Virgin Islands
- Golden Sands/Aquarius Vacation Club - Dorado, PR
- Hacienda Del Mar Owners Association - Dorado, PR
- St. C Condo Owners - St Croix, US Virgin Islands
- Valles de Torrimar Condominium - Guaynabo, PR
International
- Surfers Paradise - Queensland, Australia
- Bimini Bay HOA, Ltd. - North Bimini, Bahamas
- Board #813574 - Canmore, Alberta, Canada
- Arbour Shade - Cochrane, Alberta, Canada
- Worldmark Victoria - Victoria, BC, Canada
- Worldmark Canmore - Canmore, Alberta, Canada
- Banff Gate Mountain Resort - Canmore, BC, Canada
- Strata Plan VR 2023 - Whistler, BC, Canada
- The Buckingham Macau - Macau, China
- 47 Park Street - Mayfair, England
- Village d’Ile-de-France - Bally Romainvilliers, France
- Cabo Villas Beach Resort - Cabo San Lucas, Mexico
- Diamante Cabo San Lucas - Cabo San Lucas, Mexico
- Grand Regina Los Cabos - Cabo San Lucas, Mexico
- Grand Solmar Resort- Ph 1 - Cabo San Lucas, Mexico
- Playa Grande Resort - Cabo San Lucas, Mexico
- The Ridge at Playa Grande - Cabo San Lucas, Mexico
- Villa del Arco Timeshare - Cabo San Lucas, Mexico
- Villa del Palmar – Cabo - Cabo San Lucas, Mexico
- Villa La Estancia – Cabo - Cabo San Lucas, Mexico
- Villa del Palmar – Cancun - Cancun, Mexico
- Westin Lagunamar Ocean Resort - Cancun, Mexico
- WorldMark Isla Mujares - Isla Mujeres, Mexico
- ADC de la Torre Libertad - Mexico City, Mexico
- Playa del Sol Grand Ph 1 - Nuevo Vallarta, Mexico
- Villa del Palmar Flamingos - Nuevo Vallarta, Mexico
- Villa La Estancia Vallarta - Nuevo Vallarta, Mexico
- Garza Blanca Preserve - Puerto Vallarta, Mexico
- Playa del Sol Costa Sur - Puerto Vallarta, Mexico
- Playa del Sol Los Muertos - Puerto Vallarta, Mexico
- Villa del Mar Timeshare - Puerto Vallarta, Mexico
- Villa del Palmar – Vallarta - Puerto Vallarta, Mexico
- Cabo Azul Resort & Spa - San Jose del Cabo, Mexico
- WorldMark Coral Baja - San Jose del Cabo, Mexico
- WorldMark Zihuatanejo - Zihuatanejo, Mexico
- Villas Xiguacan - Zihuatanejo Gro, Mexico
- Marriott VCI Playa Andaluza - Estepona, Spain
- Marriott VCI Mallorca Son Antem - Mallorca, Spain
- Marriott VCI Marbella Bch Resort - Marbella, Spain
- Marriott’s Bangkok Empire Pl - Bangkok, Thailand
- Marriott’s Mai Khao Beach Club - Phuket, Thailand
- Marriott's Phuket Beach Club - Phuket, Thailand
- Alexandra Resort - Providenciales, Turks & Caicos
- Marina Promenade - Dubai, United Arab Emirates
What Our Clients Have to Say
"Association Reserves has prepared a number of Capital Plan Updates for Malibu Pres through the years. When our church burned down in October 2007, the photographic inventory from their recent site inspection became an invaluable resource in our settlement with the insurance company. We continue to count on Association Reserve for periodic updates so that we can be prepared to properly care for our newly rebuilt facilities."
Pastor Greg Hughes, Senior PastorMalibu Presbyterian Church - Malibu, CA 
"Association Reserves has played a vital role in helping us make prudent decisions for the fiscal & capital health of our large community centers. The Capital Plans are thorough and the data provided has proven to be consistently accurate. Thanks in large part to the efforts of Association Reserves, the Salvation Army has created fully funded capital replacement plans for over $500 million in complex properties."
Steve Bireley - Kroc/Community Center CoordinatorThe Salvation Army Kroc Community Centers- Long Beach, CA 
"Glad to have the opportunity to express my satisfaction with the process, the report and your contribution. Great job, and it was just what we wanted."
John Addeo, Board memberEpiscopal Church of St. Mary The Virgin - San Francisco, CA 
"The Capital Plan was a significant tool for the Salvation Army Kroc Centers to understand the necessary funding needed to maintain our resources. Association Reserves’ depth of research on the life expectancy of our assets was very thorough; outlining specific capital requirements to ensure our assets can be maintained and replaced for years to come. We especially appreciated the level of care and follow-up that was provided after the report was delivered."
William T. Rossi, Territorial Kroc Operations DirectorThe Salvation Army – Central Territory, Des Plaines, IL "Our experience with Association Reserves was outstanding from start to finish. We researched 3 other companies before contracting with them. We found them to be responsive and professional. It is refreshing to work with a team that sets clear expectations and meets them every time. We are an active campus and the on-site team was flexible in scheduling the inspections. The report is detailed and comprehensive. Our Buildings & Grounds Committee refers to the report on a monthly basis and updates are made two or more times a year to the working document. We finally have a tool that enables us to forecast upcoming costs. The report’s value to us substantiates the expense of its creation."
Paula Robertson, Parish AdministratorSt. Paul's Episcopal Church - Ventura, CA 
Matthew joined Association Reserves in 2005, just prior to completing his Bachelors of Science in Physics at California Lutheran University. His background, which gave him a wide range of knowledge in mathematics, statistics, electronics, and fluid dynamics, has been a benefit to clients as he models complex physical and financial change at a wide range of properties. For his expertise, Matthew earned the Community Association Institute’s (CAI) Reserve Specialist (RS) designation and has the distinction of being RS #134. Matthew caters to a host of urban mid- & high-rises as well as beach-front resorts while also maintaining a strong portfolio of suburban North County PUDs to rural East County HOAs. Matthew is recognized as a leading educator of Reserve topics through seminars at local management firms as well as Masters-level real estate courses conducted through San Diego State University.
A registered professional engineer, Robert has been involved in the Community Association industry since 1982. Robert founded Association Reserves, Inc. in 1986 and has pioneered many widely used reserve funding concepts. For his expertise, he earned the Community Association Institute’s (CAI) Reserve Specialist (RS) designation and has the distinction of being RS #5. Robert was involved in creating the 1998 National Reserve Study Standards and has greatly influenced the Reserve Study industry. He is a past Chairman of CAI’s Reserve Professionals Committee, past Chairman of the Association of Professional Reserve Analysts, and past President of the Community Association’s Institute (CAI) Greater Los Angeles Chapter. Robert regularly writes on the topic of Reserve Studies and is a frequent speaker in industry-sponsored seminars and presentations throughout the United States. He is often called to serve as an expert witness in litigation involving reserve issues.