eBooks, Articles, & More

Fannie Mae and Freddie Mac Higher Minimum Reserve Funding Standards – What Does it Mean for our Association?

The True Cost of Deferred Maintenance – And How to Avoid It

Understanding the true cost of deferred maintenance — and how proactive reserve planning prevents it — is essential for associations that want long-term stability rather than recurring crises.

Preventive Maintenance Planning: Incorporating It into Reserve Studies

Preventive maintenance is the backbone of effective community asset management. It’s about addressing small issues before they turn into significant, costly problems. For homeowners associations (HOAs), incorporating preventive maintenance into reserve planning can make a dramatic difference by reducing costs, extending asset lifespan, and supporting financial stability.

Alternative Funding Options for HOAs: Loans and Lines of Credit

For homeowners' associations (HOAs), unexpected financial challenges can arise, whether due to urgent repairs, underfunded reserves, or unforeseen emergencies. Having a well-funded reserve account provides the strongest starting point to face such expenses, yet many un-prepared or under-prepared associations find themselves facing significant funding gaps. In such situations, alternative funding options, like loans and lines of credit, can provide a lifeline.

Three Quarters of Association-Governed Communities are Underfunded – What That Means for You

Across the US, most communities face the hard truth of underfunded reserves. Learn what that means for your association.

Handling Aging Infrastructure: Reserve Planning for Older Communities

As communities grow older, so do their essential components—roofs, roads, plumbing systems, and other critical infrastructure. For homeowners' associations (HOAs) managing older properties, aging infrastructure poses unique challenges that require strategic planning and decisive action. Ignoring these issues worsens the problem, leading to more costly repairs and potential safety concerns. Reserve planning tailored to older communities can help break this cycle, ensuring the long-term stability and sustainability of these neighborhoods.